SPOT makes no representation or warranty regarding the Third-Party Services. Your email address will not be published. This sweepstakes begins on January 5, 2023 and closes at 11:59 p.m. EST on January 9, 2023 (The Sweepstakes Period). Spot earned 4.5 stars out of 5 for overall performance. Surplus lines insurance sold only through licensed surplus lines producers. By The Spot Pack June 1, 2022 Stay in Touch Get pupdates from the pack. Compensation will be paid to the producer, based on the insurance contract the producer sells. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. This includes conditions that are related to, secondary, or resultant from a pre-existing condition. Let's analyze your pet's breed, age, and location to find the right coverage and the best savings. No aspect of the Offerings is intended to provide, or should be construed as providing, any investment, tax or other financial related advice of any kind. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability or otherwise violate any law. Illness, disease, injury, or change to your pets health that first occurs or shows symptoms before coverage is effective or during a waiting period. Additionally, your premium will be affected by your pets age each year, as the risk for more costly claims grows higher. Table of Contents Meow Barney's pet health insurance Policy. 1. You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. SPOT strives to provide plans with coverage that continue well into your pets old-age by not placing upper-age limitations on coverage or enrollments. Unit 603, Miami, FL 33131 by January 9, 2023 to be counted. SPOT makes no representation or warranty regarding the Third-Party Services. Plans are produced and sold by: Spot Pet Insurance Services, LLC. Preventive Care reimbursements are based on a schedule. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY OFFERINGS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE CONTENT (OR THE ACCURACY OF SUCH CONTENT) ON ANY THIRD-PARTY OFFERINGS, AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.3 Third-Party Products. It offers best-in-class 100% reimbursement for covered expenses with . Nationwide Pet Insurance: Best for Exotic Pets . Access the member portal through our homepage. The Platinum Preventive Care plan is available as an add-on to your base level plan for $24.95/month and provides a total annual benefit of $450 in routine care allowance. Our Vet Care Providers. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. CONDUCT. Please consult qualified financial consultants regarding any investment, tax or other financial matters.Disclaimer of Warranties; Limitation of Liability; Disputes. Click the Add-A-Pet link on the home page of the Member Portal to fill in your pets information and select coverage. Jun 5, 2022 - Check here some of the how to cancel spot pet insurance pictures which look amazing and inspiring. If, on the other hand, you have chosen to make monthly payments, you will need to continue paying premiums for the remaining insurance period. No aspect of the Offerings is intended to provide, or should be construed as providing, any legal advice of any kind. You can cancel your pet insurance at any time, yet there may be fees involved. How do I Determine if My Pet Has a Pre-existing Condition? Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. Lifelong gamer. Should I Include My Pets Medical Records with a Claim? Notable features: Accident and illness coverage; wellness add-on available. 5.1 Assignment. YOU EXPRESSLY AGREE THAT YOUR PURCHASE AND/OR USE OF THE OFFERINGS, AND ANY INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS CONTAINED IN, ACCESSED VIA, OR DESCRIBED IN THE OFFERINGS, IS AT YOUR OWN RISK, AND THAT ALL SUCH INFORMATION, CONTENT, PRODUCTS, SERVICES AND MATERIALS ARE PROVIDED ON AN AS IS AND AS AVAILABLE BASIS. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. However, if you are thinking about canceling your policy to find a better option, you can check out our Pet Insurance Advice Blog for detailed information on the top US pet insurance providers. If youre considering canceling your policy, you should be aware that there are certain risks to take into consideration. Kari Steere is a licensed P&C insurance agent in all 50 states and has focused entirely on pet insurance since 2019. The pet insurance marketplace endorsed by veterinarians, at Pawlicy Advisor we make buying the best pet insurance easier. Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). Advice Blog Learn more about how to take care of your pet, from feeding to training, at every life stage. Most pet insurance companies have a 30-day money-back guarantee period, also known as a 30-day free look period or cooling-off period. Any activities intended to disrupt or interfere with the Sweepstakes or defraud Sponsor in any way will be prosecuted to the fullest extent of the law. If any portion of these Terms or the Privacy Policy are deemed unlawful, void or unenforceable, that portion will be deemed severable and will not affect the validity or enforceability of the remaining provisions. What Happens to My Pet Insurance if I Move? Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. Date of experience: February 08, 2023. You can visit any licensed veterinarian in the US or Canada, including eligible specialists and emergency care clinics. . If you are moving to a new state, please contact the Customer Service team at 1.800.905.1595. How long does spot take to process claims? NOTICE TO FLORIDA APPLICANTS:Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. Do You Have a List of Veterinarians I Have to Use? For all terms and conditions visit spotpetins.com/sample-policy. Dont let your pet develop a pre-existing condition before theyre insured. PRIVACY. Breeds Discover the personality and characteristics of your favorite cat or dog breeds. ELIGIBILITY. For questions, please email us at. Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the state of California. Spot 24/7 VetAccess Tele-health. Do Plans Provided by Spot Have a Money-back Guarantee? Wannabe travel nerd. Hi Dawn, please give us a call at 1-800-905-1595 or email us at service@customer.spotpetins.com (8AM-8PM EST Mon-Fri) and we can help you out with cancelling. Vaccines & checkups. How Much Does Spot Pet Insurance Cost? When you add preventive care coverage, youll be reimbursed up to the scheduled amount for things that help protect your pet from getting sick. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. NOTICE TO NEW MEXICO APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties. If, for any reason, the Sweepstakes is not capable of running as planned, due to, without limitation, infection by computer virus, worm, or bugs; tampering; unauthorized intervention; fraud; technical failures; or any other causes beyond the control of Sponsor that, in the sole opinion of Sponsor, could corrupt or affect the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right, at its sole discretion, to cancel, terminate, modify, or suspend the sweepstakes. We will also need to update the billing portion of the policy to include the new customers preferred payment method prior to processing the policy transfer. Sponsor is not responsible for any costs associated with accepting or otherwise using the prize. Deductibles: $100 to $750. What should I consider when canceling my pet insurance policy? Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. To review the plan best for you, click here. NOTICE TO HAWAII APPLICANTS:For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a loss or benefit is a crime punishable by fines or imprisonment, or both. The Spot Pet Insurance Platinum Preventative Care costs $25 per month while the Spot Pet Insurance Gold Preventative Care costs $10 each month. Not be an employee of Spot Pet Insurance, Employees of Spot Pet Insurance its parent, subsidiary, and affiliated companies, advertising, and promotion agencies, website providers or other parties involved in any aspect with the creation, production, operation, execution, and fulfillment of the Sweepstakes and the immediate family members (parents, siblings, children, and spouse) and/or those living in the same household (whether or not related) of each are not eligible to win. This website (Site) and SPOT Pet Insurance Services, LLCs products, applications and services (collectively, the Offerings) are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company (SPOT) and are provided subject to the terms set forth herein. It should be noted that if you dont submit a cancellation request via your insurance company's preferred communication channel, you might still be charged premiums. How do I cancel Spot pet insurance? Click the Claims icon and follow the simple instructions. Why Pet Insurance? By submitting an entry or accepting a prize, where permitted by law, each winner grants to Sponsor (and agrees to confirm that grant in writing) and those acting pursuant to the authority of Sponsor the irrevocable right without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter developed, including, but not limited to, the World Wide Web, in perpetuity and throughout the universe, his/her Entry, including, without limitation, the entry and winners name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. Can I Cancel an Insurance Claim? Click For Price Claims Form Download our latest claims form below. You can buy a cover for your pet in any of the 50 states and Washington, D.C. We discuss the plans below. You should not disregard medical advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. You get to select your reimbursement percentage when you enroll in a plan provided by Spot. This is the amount you pay for pet insurance.FETCH A FREE QUOTE to see your premium today. Insurance . To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. How to Save Money on Spot Pet Insurance There are two ways you can cut the cost of pet insurance with Spot, including: 10% discount for insuring more than one pet 10% group employee. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. Spot Pet Insurance's rates are generally pretty affordable. Healthy Paws Pet Insurance & Foundation is the brand name for the program operations of Healthy Paws Pet Insurance, LLC. You're on the Spot US website. You can also check on the status of your claims anytime by clicking on the claims icon. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click hereSweepstakes Official Rules. If you need to update your billing information, you can make changes by clicking on the Billing icon. You do not need to be a policyholder, purchaser, or quoter to participate. Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. Via PetInsurer.com's Secure Website Maximum annual coverage $5,000, $8,000, $10,000, $15,000 or $30,000 Reimbursement choices 70%, 80%, 90% Deductible choices $200, $300, $500, $750, $1,000 2. Theres no Open Enrollment period, you can buy and drop pet insurance at any time. Filing a claim with Spot pet insurance is easy. What Do Spot Pet Insurance Plans Not Cover? Policy form The basics. Sponsor reserves the right at its sole discretion to disqualify and prohibit any Entrant from participating in the Sweepstakes or winning a prize who Sponsor suspects, in the sole discretion, of attempting to undermine the legitimate operation of the Contest by cheating, hacking, deception, or other unfair playing practices (including the use of automatic quick entry programs) or intending to annoy, abuse or threaten or harass any of the Sponsors representatives or otherwise failing to comply with these Rules. Information Entrants provide to Sponsor will be used to communicate with Entrants regarding this Sweepstakes and otherwise as set forth in these Official Rules, as well as to contact Entrants at a later date with respect to other products and services and product enhancements which the Sponsor believes may be of interest to them. The good news is you can cancel your pet insurance at any time. This means that any illnesses or injuries related to that condition will not be covered. Spot plans offer an unlimited annual limit option, no per incident caps, and no lifetime caps. Nothing in this Section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to intellectual property related to the Offerings. Base level plans provided by Spot do not cover spaying. Trupanion dog insurance costs $70.12 per month for a $500. They do not purport to, and shall not be deemed to, define, limit or extend the scope or intent of the clauses to which they pertain.5.5 Survival of Certain Provisions. SPOT makes no representation or warranty regarding the Third-Party Products. The laws of the State of Florida will govern these Terms, without giving effect to any principles of conflicts of laws. The effect on your family budget and pet care. Coverage and rates are subject to change at renewal. 2.1 Insurance Offerings. Pet insurance plans provided from Spot have deductibles, reimbursement percentages, annual limits, and premiums. Cancellation requests can be submitted in the form of fax, regular mail, email, or done verbally. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. 4.1 Warranty. Insurance plans are marketed and produced by Spot Insurance Services, LLC. How do I Determine if My Pet Has a Pre-existing Condition? Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. Your payments are processed automatically using the payment method and frequency we have on file. However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. You should not disregard legal advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. Claims can be submitted easily through our login page. This can cause stress related to your family finances or compromise the quality of veterinary care your canine or feline companion receives. Find more information on preventative care coverage here. All requests to appeal your claim must be made in writing to us. NO PURCHASE NECESSARY. Are there any Types of Incident or Lifetime Caps? Food geek. You can also get a pet insurance quote through your veterinarian or by shopping around online. Submit your claim on the Spot Pet Insurance website by. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. Can I Add Pets to My Account After I Already Enrolled? See the breakdown of what Spots Preventive Care plan options cover:https://Spotpetins.com/sample-policy/. Award Winning Pet Insurance Pet insurance for many more moments together From emergency treatment to preventive care, we make giving your pet a healthier life accessible and affordable for all. What Do Pet Insurance Plans Provided by Spot Cover? 1.1 SPOTs Intellectual Property. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. NOTE: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER PERSON TO DAMAGE ANY WEB SITE ASSOCIATED WITH THE SPONSOR OR ITS AGENTS OR UNDERMINING THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAW, AND SPONSOR AND ITS AGENTS RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. Your PIN, personal identification number, can be found by logging into My Account and clicking on Settings and Billing. Worth watching: Unlike Spot, Pumpkin offers just one reimbursement rate: 90%. The best thing you can do is ensure that you research pet insurance companies very closely before enrolling in pet insurance. 303 Banyan Blvd, Suite 101. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. You will also need to update your billing address there as well. Visit ourdog insuranceandcat insurancepages for more information about plans. For all terms and conditions visit spotpetins.com/sample-policy. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. Please enter your pin on your phone dial-pad. There's also the possibility of you conveniently canceling through email at pet_info@metlife.com, so long as the policy you have makes that an option. Pre-existing conditions are not covered. ALL CLAIMS MUST BE BROUGHT IN THE PARTIES INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING, AND, UNLESS WE AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSONS CLAIMS. Pricing varies depending on whether you want a $100, $250, $500, or $1,000 deductible. ASPCA Pet Insurance: Best for Waiting Periods. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. Reply from Spot Pet Insurance. Spot is a pet insurance provider based in West Palm Beach, Florida. Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . If you move within your current state, you are able to adjust your address via the Account Information section in the Spot Customer Portal. If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. For example, Embrace Pet Insurance offers annual maximum choices of $5,000, $8,000, $10,000, $15,000 and $30,000. The insurance company might charge you a small administration fee to cover the paperwork involved with the cancellation. You can view our sample policy here: https://Spotpetins.com/sample-policy/. Insurance plans are marketed and produced by Spot Insurance Services, LLC. All Pet Insurance plans have waiting periods, annual deductible, co-insurance, benefit limits and exclusions. 1 (866) 651-7768. To cancel, click on "Pets Best Pet Health Insurance". SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. However, if you decide to cancel your coverage, you may not be able to re-insure your pet at a later date. According to the Canadian Animal Health Institute, around 8.3 million Canadian households have cats and another 8.2 million have dogs, but only 3% of pet owners have pet insurance. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. If you notify Petplan within the first thirty (30) days from the start date, and you have not submitted any claim against this policy, Petplan will refund the entire premium. There is a 14-day waiting period for coverage. For $9.95 . How do I cancel Petplan online? Coverage is subject to the language of the policies as actually issued. You agree that any action (not governed by Section 4.3) arising out of the Terms or your purchase and/or use of the Offerings shall be brought in state or federal court in Palm Beach County, Florida, and you consent to the jurisdiction of such courts.5.8 Contact. Yes! Tv fanatic. Plans provided by Spot do not cover pre-existing conditions. Once you have your custom pet insurance policy and have paid your premium on a monthly or annual schedule, you carry on as usual! Sponsor assumes no responsibility for any error; omission; interruption; deletion; defect; delay in operation or transmission; communications-line failure; or theft, destruction, unauthorized access to, or alteration of Entries. You must contact Spot directly to cancel your plan. 90%. If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. Can . The winning Entrants are responsible for the reporting and payment of all federal, state and local taxes incurred by the acceptance of the prize. 3 Get your money back You do not have to be present to win.Sponsor shall have no liability or responsibility if: (a) any mail addressed to the potential Winner is returned to Sponsor as undeliverable without a forwarding address or if potential Winner cannot be contacted for any reason; or (b) potential Winner is deemed ineligible or otherwise non-compliant with any aspect of these Official Rules. Each of the wellness plans costs extra, obviously. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. If you have filed a claim and you have chosen to pay your premiums annually, you wont receive any refunds if you decide to cancel coverage. 251.5462. Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available limit . Email requests may go to help@gohealthypaws.com. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. Whenever you have a pet insurance question or need to review your options, please email us or call us at 1-855-898-8991. Visit our homepage and click Members Portal. 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